Legal

Terms & Conditions

By using this website or our advisory services, you agree to the following terms.

Last updated: January 2026

1. Nature of services

247 Insurance Agency acts as an insurance intermediary, helping customers compare and purchase motor insurance policies from IRDAI-licensed insurers. The insurance contract is between the customer and the insurance company; we are not the insurer.

2. Information accuracy

You agree to provide accurate and complete information at the time of buying or renewing a policy. Incorrect or misleading information may invalidate your policy or claim.

3. Premium payment

All premiums must be paid directly to the insurer through secure payment channels. We do not collect premiums into our own accounts.

4. Policy issuance

Policy issuance is subject to acceptance by the insurer and successful payment realisation. Cover commences only after the insurer issues the policy.

5. Limitation of liability

Our liability is limited to the standard of care expected from a licensed intermediary. We are not responsible for claim decisions, exclusions or delays attributable to the insurer.

6. Intellectual property

All content on this website — text, design, logos and images — is the property of 247 Insurance Agency unless otherwise stated. Unauthorised reproduction is prohibited.

7. Governing law

These terms are governed by the laws of India. Any dispute shall be subject to the exclusive jurisdiction of the courts at Bengaluru, Karnataka.